Fire has engulfed a home at Greta this morning.

Fire crews from Branxton and Rutherford were called to the single level weatherboard cottage on Hunter Street just after 4.30am on Thursday to find the house fully involved in flames.

Two occupants managed to self-evacuate without incident.

Meanwhile, fire has destroyed a garage at Seaham overnight.

Six RFS crews and Morpeth Fire and Rescue were called to a property on Clarence Town at about 1.45am on Thursday.

Newcastle Fire Command says a boat inside the garage has been destroyed and no-one’s been injured.

The house in Hunter Street Greta was destroyed in the fire Picture: Fire & Rescue NSW