Hunter residents displaced by the recent floods now have access to grants of up to $20,000, after the Back Home scheme was extended to the region.

Renters, landlords, and homeowners across Cessnock, Maitland, Port Stephens, and Singleton are now eligible in the Federal-State joint initiative.

The money can go toward a range of clean-up costs, including utility inspection and reconnection, replacement or repairs of household appliances or computers and tools, or essential structural repairs.

Tenants can also use the money to move to a new property altogether.